The Best Car Insurance Money-Saving Tips

Use the below tips to save more money on your car insurance:

Product comparison tools:  Use the product comparison tools available online to get the best deal.  This will help you choose from a wide range of insurance products.  Why incur high premium for the same coverage?  Product comparison tools help in knowing the best insurance coverage features available at the cheapest premium.

Bargain with the car-seller:  When you buy a new car, try to get more offers related to insurance from the car dealer.  They will be in a mood to give you some form of monetary benefit to close the deal.  Use the opportunity wisely.

Avoid monthly installments:  If you pay the premium on monthly installments, it works out to be costlier.   So, pay a single installment in advance.

Online offers:  Grab online offer available from  You are sure to strike the best deal and save more money.

Careful driving:  Careful driving results in a spotless driving record.  Also, this will lead to lower or no claims during the current year.  You can get carryover bonuses for subsequent years when you renew the insurance.

Good maintenance:  Maintain the car in excellent condition.  A car looking in bad shape will cost more insurance.

More of extras:  While going for insurance, try to include more add-ons.  These will lower the premium.  Another fact is when you try to get a separate policy for these add-on features it tends to be costly.  So, include scope for more coverage like bumper to bumper, comprehensive plans, special peril coverage etc.

Mileage cap bonus:  One important point to be considered while taking insurance is planning how far you will drive the car.  If you do not plan to use the car for long vacations, you can go for mileage cap bonus.  This is highly suitable when you use the car just for office and weekend travels.  This bonus will lower the cost of insurance.